Personal finance, clearly tracked

Know exactly where your money goes.

Ledger brings your accounts, transactions, budgets, and goals into one clean, fast place — so every dollar is accounted for.

Unlimited accounts & transactionsInstitution sync via PlaidLight & dark modeCancel anytime

$0

to start — 30-day trial

100%

private · only you see your data

$9

per month after trial

What's included

Everything you need, nothing you don't

Focused tools built for clarity — not feature bloat.

All your accounts

Checking, savings, cash, and cards — see every balance and your net worth in one place.

Double-entry transactions

Log income, expenses, and transfers in seconds. Every dollar has a source and a destination.

Income-based budgets

Set monthly limits as a percentage of income per category. Budgets adjust automatically as your income changes.

Automation rules

Auto-categorize transactions as they arrive. Match by payee, amount, or description — then set categories, notes, or flags.

Subscription tracking

Add recurring bills and Ledger marks them paid when matching transactions land in your account.

Savings goals

Earmark money for a trip, a fund, or anything else. Watch the bar fill as you contribute.

Clear reports

Income vs. expenses, month over month. Spot trends and understand where your money actually goes.

Private & secure

Row-level security means only you can read your data. Institution tokens are AES-256-GCM encrypted.

Get started

Take control today

Set up your accounts in minutes and finally see the full picture.

Start free for 30 days

No card required during trial · $9/mo after